Tag Archives: savings

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Making the most of a late RESP start

POSTED BY Pat Foran

Pat Foran and Investor Education Fund share how to save for your child’s education. An RESP helps you save tax-free for your child’s education, and government grants give you extra help. MORE

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“Rightsizing” for retirement: how to live smaller but better

POSTED BY Jonathan Chevreau

Rightsizing for retirement is all about the basics of establishing financial independence that we’ve tackled on this site before. MORE

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Should you put your tax refund into a TFSA?

POSTED BY Caroline Cakebread

If you’re lucky enough to have scored a tax refund, then let me be the first to congratulate you for coming to GetSmarterAboutMoney.ca and reading this article. You could just as easily have taken the money straight to the mall to pick up a great new pair of shoes or a flat-screen TV (umm…been there, done that). MORE

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Investing and the belief-behaviour contradiction

POSTED BY Jonathan Chevreau

To succeed at anything in life, you need some bedrock principles on which to act. To be a successful investor, you need a sound belief system, which includes the principle that wealth creation revolves either directly or indirectly around business ownership.
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When to convert an RRSP to a RRIF – early, at the last possible moment, or not at all?

POSTED BY Alison Griffiths

Thoughts of converting a registered retirement savings plan (RRSP) to a registered retirement income fund (RRIF) can make one feel a tad old. Put a positive spin on things, and consider the switch to be a financial opportunity. MORE

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