Tag Archives: retirement

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Financial concerns of younger versus older seniors

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Until relatively recently, most people who retired after decades of work had been employed at one or two jobs their entire lives, had little or no debt and had a pension income that was unlikely to change over time. MORE

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“Rightsizing” for retirement: how to live smaller but better

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Rightsizing for retirement is all about the basics of establishing financial independence that we’ve tackled on this site before. MORE

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Pensions: transitioning from an employer with a DB plan to one with a DC plan

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Much of the debate over the proposed expansion of the Canada Pension Plan (CPP) into a “Big CPP” is based on the desire to give ordinary Canadians the equivalent of the solid defined benefit (DB)pensions that many employers are trying to eliminate. MORE

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Investing and the belief-behaviour contradiction

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To succeed at anything in life, you need some bedrock principles on which to act. To be a successful investor, you need a sound belief system, which includes the principle that wealth creation revolves either directly or indirectly around business ownership.
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When to convert an RRSP to a RRIF – early, at the last possible moment, or not at all?

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Thoughts of converting a registered retirement savings plan (RRSP) to a registered retirement income fund (RRIF) can make one feel a tad old. Put a positive spin on things, and consider the switch to be a financial opportunity. MORE

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