Tag Archives: Adviser

Sad intros to investing: what I – and my adviser – did wrong

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It was an ad in the subway that inspired me to start contributing to an RRSP at the hot young age of 21; the ad featured a simple but colourful graph that showed how investing in your 20s would get you that much further ahead than starting in your 30s or 40s. MORE

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Understanding fees: are you making your financial adviser rich?

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Occasionally, investors will tell me that they have a financial advisor who doesn’t charge them for the service. They never receive a bill or see any fees deducted on statements, so there’s no reason to question this. But they may have been sold this idea by a less-than-scrupulous salesperson. MORE

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What to do if you’re unhappy with your financial adviser

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My 15 years of writing about personal finance have taught me that people are more passive when dealing with advisers and brokers than they are with doctors, teachers and lawyers. Yet one of the top rules of investing is that no one cares about your money more than you do. MORE

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The Art of Finding and Firing Your Financial Coach

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Fitness buffs who work with personal trainers may be familiar with the concept of a coach whose goal is to get the client to eventually wean himself/herself off the trainer’s services. After a year or two, you know the drill, you realize that the motivation to hit the gym must come from within and that it’s expensive paying for a personal trainer after you’ve learned to work independently. The same goes for the pursuit of financial independence. MORE

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Have your say on better disclosure of investment fees and performance

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Last year, we told you about a proposal by the Canadian Securities Administrators (CSA) that would require dealers and advisers to report more information about the fees you pay and how your investments perform. Now, an amended proposal with new requirements is out for public comment. MORE

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