Tag Archives: Advice

Could you be your own real estate agent? Ask yourself these questions first

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In some of Canada’s hottest real estate markets, it seems like houses sell themselves – and with bidding wars driving prices up, up, up, you might wonder whether or not you need to bother hiring a real estate agent in the first place. MORE

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Sad intros to investing: what I – and my adviser – did wrong

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It was an ad in the subway that inspired me to start contributing to an RRSP at the hot young age of 21; the ad featured a simple but colourful graph that showed how investing in your 20s would get you that much further ahead than starting in your 30s or 40s. MORE

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Pensions: transitioning from an employer with a DB plan to one with a DC plan

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Much of the debate over the proposed expansion of the Canada Pension Plan (CPP) into a “Big CPP” is based on the desire to give ordinary Canadians the equivalent of the solid defined benefit (DB)pensions that many employers are trying to eliminate. MORE

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Investing Through the Ages

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I wasn’t always a personal finance and investing guy. Back in my 20s, I was a young reporter who made a good living, but was kind of clueless about money. Let us just say that investing mistakes were made. Nothing too horrible, mind you. I didn’t blow a fortune or make one for that matter. However, I did begin learning a lifetime’s worth of investing lessons that I’d like to pass along here. MORE

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Do you need financial advice?

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It’s a question I get asked a lot, especially when people find out that I write about money for a living. The thing is, a lot of people think financial advice is just about investments – and they also tend to believe you need to be rich to hire an adviser. This is definitely not the case – a good financial adviser doesn’t just help you invest your money. He or she can help you develop the discipline you need to budget, save and plan for the future. MORE

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