Tag Archives: retirement

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Pensions: transitioning from an employer with a DB plan to one with a DC plan

POSTED BY Jonathan Chevreau

Much of the debate over the proposed expansion of the Canada Pension Plan (CPP) into a “Big CPP” is based on the desire to give ordinary Canadians the equivalent of the solid defined benefit (DB)pensions that many employers are trying to eliminate. MORE

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Investing and the belief-behaviour contradiction

POSTED BY Jonathan Chevreau

To succeed at anything in life, you need some bedrock principles on which to act. To be a successful investor, you need a sound belief system, which includes the principle that wealth creation revolves either directly or indirectly around business ownership.

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When to convert an RRSP to a RRIF – early, at the last possible moment, or not at all?

POSTED BY Alison Griffiths

Thoughts of converting a registered retirement savings plan (RRSP) to a registered retirement income fund (RRIF) can make one feel a tad old. Put a positive spin on things, and consider the switch to be a financial opportunity. MORE

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Should you delay CPP? How to plan around a post-65 retirement age

POSTED BY Rob Carrick

Early retirement is such a last-century concept. Retirement delayed – now that’s a much more relevant topic in today’s world. Many of us will work past age 65, some of us because we didn’t save enough in our younger years and some of us because we choose to stay busy and engaged. MORE

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Improving your financial situation and life in 2.5 billion beats

POSTED BY Preet Banerjee

I’ve often mused that success with personal finance is 90% psychology and 8% math.* *The missing 2% is a testament to how unimportant the math is. MORE

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