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	<title>GetSmarterAboutMoney.ca</title>
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	<link>http://blog.getsmarteraboutmoney.ca</link>
	<description>Get Smarter About Money&#039;s Blog</description>
	<lastBuildDate>Tue, 15 May 2012 15:52:09 +0000</lastBuildDate>
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		<title>Driving Around with Madhur Jaffrey</title>
		<link>http://blog.getsmarteraboutmoney.ca/index.php/driving-around-with-madhur-jaffrey</link>
		<comments>http://blog.getsmarteraboutmoney.ca/index.php/driving-around-with-madhur-jaffrey#comments</comments>
		<pubDate>Tue, 15 May 2012 14:52:46 +0000</pubDate>
		<dc:creator>Caroline Cakebread</dc:creator>
				<category><![CDATA[Masters of Money]]></category>
		<category><![CDATA[cooking]]></category>
		<category><![CDATA[Food]]></category>
		<category><![CDATA[frugal]]></category>
		<category><![CDATA[Recipes]]></category>
		<category><![CDATA[shopping]]></category>

		<guid isPermaLink="false">http://blog.getsmarteraboutmoney.ca/?p=4465</guid>
		<description><![CDATA[I have several driving companions these days — sometimes I ride around with Madhur Jaffrey, the guru of Indian cooking. At other times I’ve got Martha Stewart riding shotgun, always on hand with recipes and ideas for dinner. They’re not exactly next to me in the passenger seat; they’re in the trunk – well, their books are at any rate. <a class="more-link" href="http://blog.getsmarteraboutmoney.ca/index.php/driving-around-with-madhur-jaffrey"><span class="meta-nav">&#9658;</span> MORE</a>]]></description>
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		<title>Investing Tips for Seniors</title>
		<link>http://blog.getsmarteraboutmoney.ca/index.php/rob-carrick-investing-tips-for-seniors</link>
		<comments>http://blog.getsmarteraboutmoney.ca/index.php/rob-carrick-investing-tips-for-seniors#comments</comments>
		<pubDate>Mon, 14 May 2012 15:26:56 +0000</pubDate>
		<dc:creator>Rob Carrick</dc:creator>
				<category><![CDATA[Masters of Money]]></category>
		<category><![CDATA[Bonds]]></category>
		<category><![CDATA[Capital]]></category>
		<category><![CDATA[Income]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[Investors]]></category>
		<category><![CDATA[Market]]></category>

		<guid isPermaLink="false">http://blog.getsmarteraboutmoney.ca/?p=4313</guid>
		<description><![CDATA[Watch out, seniors. The investment industry is about to smother you with love. For a couple of reasons, seniors are a hot market for investment companies. They have big money after decades of saving for retirement, and they’re a huge demographic force. Statistics Canada has estimated that as much as one-quarter of the population will be 65 years of age or older in 20 years. <a class="more-link" href="http://blog.getsmarteraboutmoney.ca/index.php/rob-carrick-investing-tips-for-seniors"><span class="meta-nav">&#9658;</span> MORE</a>]]></description>
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		<title>Home Sweet Home – Tax Perks of Home Ownership</title>
		<link>http://blog.getsmarteraboutmoney.ca/index.php/robin-taub-home-sweet-home-tax-perks-of-home-ownership</link>
		<comments>http://blog.getsmarteraboutmoney.ca/index.php/robin-taub-home-sweet-home-tax-perks-of-home-ownership#comments</comments>
		<pubDate>Wed, 09 May 2012 18:50:10 +0000</pubDate>
		<dc:creator>Robin Taub</dc:creator>
				<category><![CDATA[Masters of Money]]></category>
		<category><![CDATA[Homebuyer]]></category>
		<category><![CDATA[house]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[rrsp]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[Tax]]></category>

		<guid isPermaLink="false">http://blog.getsmarteraboutmoney.ca/?p=4479</guid>
		<description><![CDATA[If you’re like many Canadians, your house is your biggest investment. Owning your own home allows you to build wealth over time and can protect you from inflation. There are also tax benefits associated with home ownership. Let’s start with the most significant tax perk – the principal residence exemption. <a class="more-link" href="http://blog.getsmarteraboutmoney.ca/index.php/robin-taub-home-sweet-home-tax-perks-of-home-ownership"><span class="meta-nav">&#9658;</span> MORE</a>]]></description>
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		<title>What’s Your Biggest Money Mistake?</title>
		<link>http://blog.getsmarteraboutmoney.ca/index.php/caroline-cakebread-whats-your-biggest-money-mistake</link>
		<comments>http://blog.getsmarteraboutmoney.ca/index.php/caroline-cakebread-whats-your-biggest-money-mistake#comments</comments>
		<pubDate>Tue, 08 May 2012 14:40:29 +0000</pubDate>
		<dc:creator>Caroline Cakebread</dc:creator>
				<category><![CDATA[Masters of Money]]></category>
		<category><![CDATA[condo]]></category>
		<category><![CDATA[Fees]]></category>
		<category><![CDATA[lesson]]></category>
		<category><![CDATA[neighbourhood]]></category>
		<category><![CDATA[purchase]]></category>

		<guid isPermaLink="false">http://blog.getsmarteraboutmoney.ca/?p=4462</guid>
		<description><![CDATA[Even though I write about money for a living, I’m not immune to making financial mistakes here and there. Some sting but are easy to get over – like forgetting to turn off the data roaming function on my smartphone before getting off a plane in a foreign country (ouch!). <a class="more-link" href="http://blog.getsmarteraboutmoney.ca/index.php/caroline-cakebread-whats-your-biggest-money-mistake"><span class="meta-nav">&#9658;</span> MORE</a>]]></description>
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		<title>Six investing themes for 65-year-olds</title>
		<link>http://blog.getsmarteraboutmoney.ca/index.php/rob-carrick-six-investing-themes-for-65-year-olds</link>
		<comments>http://blog.getsmarteraboutmoney.ca/index.php/rob-carrick-six-investing-themes-for-65-year-olds#comments</comments>
		<pubDate>Wed, 02 May 2012 15:19:41 +0000</pubDate>
		<dc:creator>Rob Carrick</dc:creator>
				<category><![CDATA[Masters of Money]]></category>
		<category><![CDATA[Funds]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[stocks]]></category>

		<guid isPermaLink="false">http://blog.getsmarteraboutmoney.ca/?p=4307</guid>
		<description><![CDATA[From maintaining a cash cushion to talking to your adviser, Rob Carrick offers up six investing tips for anyone in their 60s. <a class="more-link" href="http://blog.getsmarteraboutmoney.ca/index.php/rob-carrick-six-investing-themes-for-65-year-olds"><span class="meta-nav">&#9658;</span> MORE</a>]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Raising Kids Can Be “Taxing”!</title>
		<link>http://blog.getsmarteraboutmoney.ca/index.php/robin-taub-raising-kids-can-be-taxing</link>
		<comments>http://blog.getsmarteraboutmoney.ca/index.php/robin-taub-raising-kids-can-be-taxing#comments</comments>
		<pubDate>Fri, 27 Apr 2012 23:18:40 +0000</pubDate>
		<dc:creator>Robin Taub</dc:creator>
				<category><![CDATA[Masters of Money]]></category>
		<category><![CDATA[Deductions]]></category>
		<category><![CDATA[Fees]]></category>
		<category><![CDATA[Kids]]></category>
		<category><![CDATA[Taxes]]></category>

		<guid isPermaLink="false">http://blog.getsmarteraboutmoney.ca/?p=4475</guid>
		<description><![CDATA[Raising kids is expensive. According to some estimates, the cost of raising a child in Canada from birth to adulthood ranges from $193,000 to $250,000. Fortunately, there are plenty of tax breaks for families with children that will help lower your taxes. The first three I will describe are non-refundable tax credits – they can only be used against taxes otherwise owing. <a class="more-link" href="http://blog.getsmarteraboutmoney.ca/index.php/robin-taub-raising-kids-can-be-taxing"><span class="meta-nav">&#9658;</span> MORE</a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Would You Buy a $1,000 Stroller?</title>
		<link>http://blog.getsmarteraboutmoney.ca/index.php/caroline-cakebread-would-you-buy-a-1000-stroller</link>
		<comments>http://blog.getsmarteraboutmoney.ca/index.php/caroline-cakebread-would-you-buy-a-1000-stroller#comments</comments>
		<pubDate>Fri, 20 Apr 2012 14:39:42 +0000</pubDate>
		<dc:creator>Caroline Cakebread</dc:creator>
				<category><![CDATA[Masters of Money]]></category>
		<category><![CDATA[Baby]]></category>
		<category><![CDATA[Children]]></category>
		<category><![CDATA[Costs]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Stroller]]></category>

		<guid isPermaLink="false">http://blog.getsmarteraboutmoney.ca/?p=4459</guid>
		<description><![CDATA[That’s how much they wanted for the bright red, high-tech Bugaboo stroller my husband and I were admiring at the baby store. Back then, I was pregnant with our first child and we were out stroller shopping (back in the days when we took a full night’s sleep for granted). We ended up walking away and going with a cheaper option. But it’s really easy to get lured into buying a designer stroller for your first baby — after all, you want everything to be perfect. <a class="more-link" href="http://blog.getsmarteraboutmoney.ca/index.php/caroline-cakebread-would-you-buy-a-1000-stroller"><span class="meta-nav">&#9658;</span> MORE</a>]]></description>
		<wfw:commentRss>http://blog.getsmarteraboutmoney.ca/index.php/caroline-cakebread-would-you-buy-a-1000-stroller/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Self-Employment: How Do I Structure My New Business?</title>
		<link>http://blog.getsmarteraboutmoney.ca/index.php/robin-taub-self-employment-how-do-i-structure-my-new-business</link>
		<comments>http://blog.getsmarteraboutmoney.ca/index.php/robin-taub-self-employment-how-do-i-structure-my-new-business#comments</comments>
		<pubDate>Tue, 17 Apr 2012 13:48:31 +0000</pubDate>
		<dc:creator>Robin Taub</dc:creator>
				<category><![CDATA[Masters of Money]]></category>
		<category><![CDATA[Corporation]]></category>
		<category><![CDATA[Proprietorship]]></category>
		<category><![CDATA[Self-Employment]]></category>
		<category><![CDATA[Taxes]]></category>

		<guid isPermaLink="false">http://blog.getsmarteraboutmoney.ca/?p=4394</guid>
		<description><![CDATA[When you start a new business, you can structure it as a sole proprietorship, partnership or as a corporation. The simplest is a sole proprietorship – an unincorporated business with one owner. You make all the decisions, receive all the income and claim all the losses. You also carry all the risk of the business, and liability for the business extends to your personal assets. <a class="more-link" href="http://blog.getsmarteraboutmoney.ca/index.php/robin-taub-self-employment-how-do-i-structure-my-new-business"><span class="meta-nav">&#9658;</span> MORE</a>]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Investing in your 30s</title>
		<link>http://blog.getsmarteraboutmoney.ca/index.php/rob-carrick-investing-in-your-30s</link>
		<comments>http://blog.getsmarteraboutmoney.ca/index.php/rob-carrick-investing-in-your-30s#comments</comments>
		<pubDate>Fri, 13 Apr 2012 20:27:16 +0000</pubDate>
		<dc:creator>Rob Carrick</dc:creator>
				<category><![CDATA[Masters of Money]]></category>
		<category><![CDATA[30-something]]></category>
		<category><![CDATA[Dividends]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[resp]]></category>

		<guid isPermaLink="false">http://blog.getsmarteraboutmoney.ca/?p=4298</guid>
		<description><![CDATA[Rob Carrick offers up thirty questions every 30-something investor should ask themselves before making any investing decisions. <a class="more-link" href="http://blog.getsmarteraboutmoney.ca/index.php/rob-carrick-investing-in-your-30s"><span class="meta-nav">&#9658;</span> MORE</a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Is Your Savings Account Making You Poorer?</title>
		<link>http://blog.getsmarteraboutmoney.ca/index.php/caroline-cakebread-is-your-savings-account-making-you-poorer</link>
		<comments>http://blog.getsmarteraboutmoney.ca/index.php/caroline-cakebread-is-your-savings-account-making-you-poorer#comments</comments>
		<pubDate>Tue, 10 Apr 2012 14:37:46 +0000</pubDate>
		<dc:creator>Caroline Cakebread</dc:creator>
				<category><![CDATA[Masters of Money]]></category>
		<category><![CDATA[Account]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://blog.getsmarteraboutmoney.ca/?p=4456</guid>
		<description><![CDATA[During the 2008 financial crisis, a friend of mine pulled all of his money out of stocks and put it in the bank. Spooked by crazy markets, he decided the safest place to stick his money was in a nice tidy savings account. Well, actually he was wrong. <a class="more-link" href="http://blog.getsmarteraboutmoney.ca/index.php/caroline-cakebread-is-your-savings-account-making-you-poorer"><span class="meta-nav">&#9658;</span> MORE</a>]]></description>
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		<slash:comments>0</slash:comments>
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