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About Jonathan Chevreau
Jonathan Chevreau, one of Canada’s most prolific financial authors, is the incoming editor of MoneySense magazine, and a former personal finance columnist with the Financial Post for 19 years. He’s authored several mutual fund guides, two books on the stock market and wealth management, the financial novel Findependence Day, and most recently the National Post e-book, The Best of Jonathan Chevreau.
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January 9, 2012
- Masters of Money
Debt: Be a Recipient of Interest Income, Not a Payer of It
One of the biggest causes of the financial crisis was debt: at personal, corporate and government levels. We all remember the 2008 stock crash and the corporate giants like AIG and Lehman Brothers that crashed and burned because of excess debt and leverage. MORE
December 31, 2011
- Masters of Money
Spend Less, Save More
New Year’s resolutions typically revolve around health, whether physical or financial. If these are to succeed much past January, you need to encapsulate your goal into a simple mantra that can become engrained in your behaviour. MORE
Tagged New Year, Resolutions, Saving
December 23, 2011
- Masters of Money
RRSPs or TFSAs? Both!
The ongoing theme of this blog is to achieve financial independence through minimizing spending and maximizing saving and investing. It should, therefore, come as little surprise that my answer to those who ask whether they should make an RRSP or a TFSA their priority is a definitive “Both!” MORE
Tagged Contributions, rrsp, tfsa
November 29, 2011
- Masters of Money
Never Break into Capital
Over the years, one difference I’ve noted between so-called “poor” people and “rich” people is their attitude to capital. I know an acquaintance who never earned much money, but inherited a small sum in mid-life from half the proceeds of a small-town bungalow. Sadly, in the case of this chap I knew, he didn’t view the capital in the right light. MORE
November 7, 2011
- Masters of Money
Being an Owner, Not a Loaner
Loaners have relative security in that they generally expect to get their principal back, plus a modest amount of interest. Unfortunately, the interest they receive is rarely enough to compensate for inflation, and outside tax shelters, interest is taxed at the highest marginal rate. Owners, on the other hand, have a real stake in the corporations that issue the stock in which purchasers of shares participate. MORE
