About Jane Dough

Who is Jane Dough? Jane Dough is our taboo-busting anonymous writer who dishes about all things money – from having it to losing it to spending and investing it both wisely and wildly. Jane Dough is single, in her 30s, has a mortgage, earns a salary that’s just shy of six figures and lives in Toronto. Her financial confessions, anecdotes and suggestions are for entertainment purposes only.

Here’s her introductory post:

You probably know people who are just about as uncomfortable talking about money as they would be watching Game of Thrones with their parents. Many have learned that discussing personal finances is impolite, tacky, private and/or embarrassing. You might even be of those people. I’m not here to tell you that they (or you) are wrong to feel that way; I’m here to help you set those feelings aside (for the moment).

My name is Jane Dough (OK, not really), and I’m going to shamelessly dish about money. What’s my situation? I’m in my 30s, gainfully employed but know what it’s like to get laid off (twice!). I’m pleased to say that my mortgage is currently my only debt, although that wasn’t always the case. I’m divorced – and you can bet I’ll be sharing the dirty laundry financial lessons learned from that mess. I currently spend too much money on my dog, fancy grocery items, kitchen gadgets and cable TV.

This year, I’ll share confessions, anecdotes and tips from my own life and from those around me (anonymity protected, of course) that will hopefully shed some light on how Canadians really deal with money – for better or for worse.

I’ll also chat about what I’m doing to reach my own personal finance goals: this year, I want to replenish my abysmal emergency fund (current balance: $300), find some extra money to toss into my mortgage before the summer, and become more aware of my investments (I’ve probably become a little too passive – opening the envelope that contains my quarterly statement has been the extent of my efforts in the last few years).

Stick with me and we’ll muck through this money stuff together. We’ll also be opening up the floor to you to share your own money confessions and stories. Email us at janedough@getsmarteraboutmoney.ca to submit your comments or anonymous contributions.

Sad intros to investing: what I – and my adviser – did wrong


It was an ad in the subway that inspired me to start contributing to an RRSP at the hot young age of 21; the ad featured a simple but colourful graph that showed how investing in your 20s would get you that much further ahead than starting in your 30s or 40s. MORE

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Confessions of a yuppie dog owner and the importance of tracking your spending


When I first adopted my puppy, I joked with friends that I wouldn’t become one of those crazies who wear T-shirts that say, “I didn’t rescue my dog – my dog rescued me.” But within months of bringing John Hughes* … MORE

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The fiscal fast: how it’s done and a diary of how well I did on it


For some people, not spending a dime in a week is no big deal. MORE

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Pretty little liar: a true story of fraud in Canada


If you were to look up the definition of “penny pincher,” you may very well find a picture of my friend’s Uncle John. Just imagine a grandpa type, wearing a sweater he bought on sale 30 years ago, glaring at Scrooge McDuck for being so unnecessarily extravagant. There, that’s Uncle John. MORE

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Engaged? Congrats! Now let’s plan your divorce


Harsh title, right? Now, it’s not that I don’t believe in marriage or true love. After all, you can’t have watched The Princess Bride as many times as I have and be a total cynic. If you’re engaged, I genuinely hope you eventually become one of those adorable couples who still hold hands at the nursing home. But statistically some of your unions, I’m sorry to say, just won’t last. In Canada, roughly 40% of marriages end in divorce before the 30th anniversary. MORE

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